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The views reflected by the author in this article are subject to change at any time without notice. Foundations deems reliable any statistical data or information obtained from or prepared by third party sources included in this article, but in no way guarantees its accuracy or completeness.
The Most Important Ages of Retirement
Retirement is a series of milestones that arrive as you age. Here are the ones you should know about. The retirement clock doesn't start the day you stop working. It's...
Social Security Benefits Changes in 2025: What You Need to Know for Smarter Retirement and Tax Planning
Social Security is one of the most essential yet misunderstood pieces of the American retirement puzzle. With all the recent headlines, ranging from benefit increases...
Planning to retire in 2025? Do these 7 things now
A wonderful retirement is the goal of many people, and you want it to come off without any major snags. But retirement plans always face challenges, whether it’s the...
3 Retirement Mistakes That Can Still Be Fixed in 2025
Retirement planning is rarely perfect. Life throws curveballs—health issues, market downturns, career changes—and even the most diligent savers can stumble along the...
8 Ways to Keep From Going Broke in Retirement
Budgeting, saving and investing tips to help make your money last as long as you do No matter how diligently you’ve been saving for retirement, it’s hard not to worry...
A Loved One Died and Left You an Inheritance. Now What?
Take these steps when you receive a windfall Perhaps you are among the growing number of Americans fortunate enough to receive an inheritance. As older generations pass...
Retirement age change 2025: What it means for your Social Security benefits
A quiet but important shift is happening in 2025: the full retirement age for Social Security is increasing again. If you were born in 1959, the change affects you...
10 Things Retirees Should Stop Spending On Now
Say goodbye to second cars, warehouse stores and other no-longer-necessary expenses Retirement is a time to rethink some things: how we fill our hours and days, what we...
10 Simple Financial Tasks You Can Tackle in an Hour
You won't believe how much you can accomplish — and save — in just a few minutes Have 60 minutes to kill? You could spend it watching TV or playing games on your...
The views reflected by the author in this article are subject to change at any time without notice. Foundations deems reliable any statistical data or information obtained from or prepared by third party sources included in this article, but in no way guarantees its accuracy or completeness.
Weekly Market Commentary
The S&P 500 and the NASDAQ joined the NASDAQ 100 in forging new all-time highs in an extremely busy week for Wall Street. A de-escalation of the Iran-Israel-US...
Weekly Market Commentary
Despite there being plenty for investors to consider, the holiday-shortened week ended pretty much where it started. Israel and Iran continued to exchange missile...
Weekly Market Commentary
US markets advanced in an erratic week of trading. The S&P 500 ended the week above the 6000 level and is up nearly 24% from the April 7th lows. Investors continue...
Weekly Market Commentary
-Darren Leavitt, CFA The holiday-shortened week was busy. Trade uncertainties continued to be on investors' minds, with several trade stories hitting the tape...
Weekly Market Commentary
-Darren Leavitt, CFA It was a busy week on Wall Street. The Dow Jones Industrial Index and the S&P 500 went positive for the year, catalyzed by the announcement...
Weekly Market Commentary
-Darren Leavitt, CFA US financial markets were little changed last week as investors continued to weigh the implications of the Trump administration's trade policies. ...
Weekly Market Commentary
-Darren Leavitt, CFA Global markets rallied for a second week as the S&P 500 clinched nine consecutive days of gains- something not seen in two decades. News that...
Weekly Market Commentary
-Darren Leavitt, CFA Global financial markets rallied on several reports that suggested significant progress was being made on trade negotiations. Vice President Vance...
Weekly Market Commentary
-Darren Leavitt, CFA Equity markets regressed during the abbreviated trading week, while US Treasuries found some footing. Trade policies continued to influence markets...
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Best of the 2025 Slott Report
By Sarah Brenner, JD Director of Retirement Education ‘Tis the season for lists! Best TV shows, best of music and best podcasts. The lists go on and on. In the spirit...
Grinch Gifts: Penalties and Missed Opportunities
By Andy Ives, CFP®, AIF® IRA Analyst The Grinch likes it when things go horribly wrong. He likes it when rambunctious pets tip over Christmas trees. He likes it...
Holiday Cheers and Jeers
By Ian Berger, JD IRA Analyst In the spirit of the holiday season, here’s a list of cheers and jeers for the IRS and Congress: Cheers to the IRS: To its credit,...
5 Exceptions to the Year End 2025 RMD Deadline
By Sarah Brenner, JD Director of Retirement Education The holidays are here and the countdown to year’s end has started. For many retirement account owners, this means...
Qualified Charitable Distributions and Inherited IRAs: Today’s Slott Report Mailbag
By Sarah Brenner, JD Director of Retirement Education Question: If a grandchild, age 30, inherits IRA assets from her grandparent, age 92, and has to take...
The Wonderful, Magical Form 5498
By Andy Ives, CFP®, AIF® IRA Analyst In a scene from “The Simpsons,” daughter Lisa announces she has become a vegetarian. Homer asks some probing questions. “Are...
IRS Addresses Unanswered Questions About Trump Accounts
Ian Berger, JD IRA Analyst As is often the case with new legislation, the One Big Beautiful Bill Act (OBBBA) left unanswered a number of questions about Trump...
First-Time Required Minimum Distributions and Qualified Charitable Distributions: Today’s Slott Report Mailbag
By Andy Ives, CFP®, AIF® IRA Analyst QUESTION: My client turns age 73 in November 2026. If he takes his first required minimum distribution (RMD) in December...
New IRS Guidance on Trump Accounts Is Released
Sarah Brenner, JD Director of Retirement Education The IRS has issued guidance on Trump Accounts, which are new tax advantaged accounts for children established...
The views reflected by the author in this article are subject to change at any time without notice. Foundations deems reliable any statistical data or information obtained from or prepared by third party sources included in this article, but in no way guarantees its accuracy or completeness.
Medicare’s 2025 Surprise: Higher Costs, New Caps, and Vanishing Perks
Big changes are coming to Medicare and Social Security in 2025, and if you’re on Medicare—or soon will be—you need to know how these updates could impact your costs and coverage. Financial Sense’s Jim Puplava recently spoke with Medicare expert Brian McArthur to get...
read more
Here’s How Much Medicare Will Cost in 2025
Medicare pays for a bulk of older Americans’ health care costs, but not all. And each year Medicare adjusts key costs that are paid by enrollees. I want to walk through Medicare out-of-pocket costs for 2025. I sure hope those of you who are not yet 65 pay close...
read more
What If My Medicare Doctor “Opts Out”?
Finding a doctor you like and trust can be a long process, so I understand that it can be frustrating when your doctor no longer accepts Medicare. If your doctor has “opted out” of Medicare, this means that he or she no longer accepts Medicare assignment...
read more
How Medicare Advantage Plans Cover Seniors’ Vision, Hearing, and Dental Needs
Does Medicare Cover Dental and Vision Care? Understanding Your Options Maintaining our vision, hearing, and dental health is important to living a healthy and independent life as we age. However, Original Medicare does not cover many of these essential services,...
read more
How do Social Security and Medicare work together?
They are separate programs, but the Social Security Administration handles enrollment and collects premiums for many on Medicare Social Security and Medicare are distinct programs serving older and disabled Americans, but they have an important commonality: Social...
read more
Advice Retirees Wish They Knew Sooner
Retirement can be one of the most fulfilling times in life, but getting there comes with its own set of challenges and learning experiences. While reflecting, there may be some tips and advice people wish they had taken sooner or not at all. In our Medicare Q&A...
read more
Is the Medicare Annual Wellness Visit Mandatory?
Key Points While the Medicare Annual Wellness Visit is not mandatory, it is a 100% covered preventive service. The Annual Wellness Visit differs from the typical annual physicals you were used to with group coverage. If you’ve had Medicare Part B for more than 12...
read more
Retirement Happiness by the Numbers: The Top 10 Key Factors Seniors Swear By
Retirement is great – or at least it can be. However, quitting work alone isn’t enough to deliver happiness. That’s why many seniors keep working well into their golden years. For those who prefer to spend the twilight of their life enjoying the trappings of leisure,...
read more
Could Partial Retirement Be Right For You?
Key Points Partial retirement is when you retire from your full-time position, but might work part-time to produce a reduced income. You may consider partial retirement if you enjoy working and want to continue or if you need to work for the extra money. Your Medicare...
read more
Medicare’s 2025 Surprise: Higher Costs, New Caps, and Vanishing Perks
Big changes are coming to Medicare and Social Security in 2025, and if you’re on Medicare—or soon will be—you need to know how these updates could impact your costs and coverage. Financial Sense’s Jim Puplava recently spoke with Medicare expert Brian McArthur to get...
Here’s How Much Medicare Will Cost in 2025
Medicare pays for a bulk of older Americans’ health care costs, but not all. And each year Medicare adjusts key costs that are paid by enrollees. I want to walk through Medicare out-of-pocket costs for 2025. I sure hope those of you who are not yet 65 pay close...
What If My Medicare Doctor “Opts Out”?
Finding a doctor you like and trust can be a long process, so I understand that it can be frustrating when your doctor no longer accepts Medicare. If your doctor has “opted out” of Medicare, this means that he or she no longer accepts Medicare assignment...
How Medicare Advantage Plans Cover Seniors’ Vision, Hearing, and Dental Needs
Does Medicare Cover Dental and Vision Care? Understanding Your Options Maintaining our vision, hearing, and dental health is important to living a healthy and independent life as we age. However, Original Medicare does not cover many of these essential services,...
How do Social Security and Medicare work together?
They are separate programs, but the Social Security Administration handles enrollment and collects premiums for many on Medicare Social Security and Medicare are distinct programs serving older and disabled Americans, but they have an important commonality: Social...
Advice Retirees Wish They Knew Sooner
Retirement can be one of the most fulfilling times in life, but getting there comes with its own set of challenges and learning experiences. While reflecting, there may be some tips and advice people wish they had taken sooner or not at all. In our Medicare Q&A...
Is the Medicare Annual Wellness Visit Mandatory?
Key Points While the Medicare Annual Wellness Visit is not mandatory, it is a 100% covered preventive service. The Annual Wellness Visit differs from the typical annual physicals you were used to with group coverage. If you’ve had Medicare Part B for more than 12...
Retirement Happiness by the Numbers: The Top 10 Key Factors Seniors Swear By
Retirement is great – or at least it can be. However, quitting work alone isn’t enough to deliver happiness. That’s why many seniors keep working well into their golden years. For those who prefer to spend the twilight of their life enjoying the trappings of leisure,...
Could Partial Retirement Be Right For You?
Key Points Partial retirement is when you retire from your full-time position, but might work part-time to produce a reduced income. You may consider partial retirement if you enjoy working and want to continue or if you need to work for the extra money. Your Medicare...